What Should a New HVAC System Cost in Georgetown, TX? (2026 Guide)
A complete HVAC system — cooling and heating together — costs $8,800 to $13,000 installed in Georgetown, TX, whether it’s a gas furnace + AC combination or a heat pump system. Where you land in that range comes down to tonnage, efficiency tier, and what the install uncovers. If only one side of your system is due, our AC replacement and furnace replacement guides break those out.
About these numbers: they are what Neal HVAC actually charges on complete-system installs in the Georgetown area as of 2026 — equipment, labor, standard materials, and permitting. A firm quote follows a free on-site estimate with a proper load calculation, never a guess over the phone.
Recent Complete-System Installs Near Georgetown
Ranges are useful; real jobs are better. Three recent Neal HVAC installs, total price paid:
| System | Neighborhood | Total paid |
|---|---|---|
| 3.5-ton Carrier Performance single-stage gas system | Sun City, Georgetown | $10,900 |
| 3-ton Carrier Comfort heat pump system | Teravista, Round Rock | $9,100 |
| 2.5-ton Carrier Comfort single-stage gas system | Round Rock | $9,000 |
All three are complete systems — equipment, install, and startup, out the door. Notice the pattern: tonnage and equipment tier move the number, and both gas and heat pump systems land inside the same $8,800–$13,000 range.
Why Quotes for the “Same” System Vary So Much
Two quotes thousands of dollars apart are rarely quoting the same job. The differences hide in sizing method (load calculation versus square-foot guess), what is included (permits, new lineset, electrical, plenums, startup commissioning), equipment tier and warranty registration, and who actually does the work. Ductwork is its own variable — if yours needs repair or replacement, that is a separate line item we show you up front. Our guide on how to compare HVAC quotes goes line by line; the short version is that the cheapest bid is usually cheap somewhere you will pay for later.
Red Flags When You’re Shopping
- A price quoted over the phone without anyone measuring your home.
- “Same size as the old one” as the whole sizing method — homes and codes change; our sizing guide explains what proper sizing looks like.
- A charge just to come out and look — system replacement estimates should be free, and at Neal HVAC they are.
- No mention of permits or inspection on a job that requires them.
- Pressure to sign today for a “today-only” price.
A trustworthy quote survives daylight. That is the standard our AC installation in Georgetown and heating installation teams work to on every job — measured, itemized, permitted, and tested at startup, backed by owner Chris Neal’s Texas HVAC contractor license (TACLB #28773E).
Frequently Asked Questions
When is the best time to replace an HVAC system in Georgetown?
Spring and fall, when demand is lower and scheduling is flexible — and before the system fails in July, when you would be choosing under pressure. If your system is 12–15+ years old and limping, the estimate is free, so getting one in the shoulder season costs nothing and buys you options.
Does a new system include new ductwork?
Not by default. If your ducts are sound and sized right, we reuse them. If they leak, are undersized, or are falling apart in the attic, we will show you why replacement or repair belongs in the project — bad ducts can waste a big share of what a new system produces.
How long will a new HVAC system last in Central Texas?
Plan on roughly 12–15 years for the cooling side under our long summers, and 15–20+ for a furnace. Annual maintenance is the difference between reaching those numbers and missing them — a single maintenance visit is $59 per system, or $99 per year for our two-visit plan; details on our maintenance page.
Making It Affordable: Financing
Most Georgetown homeowners finance a complete system. Neal HVAC offers financing, and 0% promotional programs are available through our lending partners at different times of the year — ask what is currently running when you get your free estimate. Even at standard rates, a new system fits a monthly budget: financing $10,000 at 12.9% APR works out to roughly $149 per month on a 10-year term. (Example for illustration only — your terms depend on the lender, the current program, and credit approval.) See our HVAC financing page, or request a free estimate and we will put real numbers and real payment options side by side.
